Being in a road traffic accident causes significant stress and anxiety. This is compounded when you are involved in an accident with another motorist and discover that they do not have insurance or even worse in a situation where the other motorist flees the scene of the accident.
The first step in these situations should be to phone the Police. Provide the PSNI with details of what happened and as much information as possible in relation to the accident circumstances. If you are injured ask the Police to attend the scene and wait for them to arrive. Always request a Police reference number. Take photographs of your vehicle and the other driver’s vehicle.
We would then advise that you call us. We will advise you in respect of what to do with your vehicle and also will take the following information from you;
- Date and time that your accident occurred;
- Location of your accident;
- Weather/ road conditions;
- Make and model of your vehicle;
- Your vehicle registration;
- Details of your insurer;
- Details of your passengers;
- Make model and vehicle registration of the other vehicle;
- Name and address of the other driver;
- PSNI reference number;
- A detailed account of the accident circumstances.
Thankfully the Motor Insurers’ Bureau (MIB) compensate victims of motor accidents involving uninsured or untraced drivers. The Road Traffic Act 1988 stipulates that all insurance companies must be a member of the MIB and contribute to its funding.
We will complete the MIB Application form on your behalf and will arrange for you to be medically examined by a leading Consultant. Cases involving the MIB are generally more complex and take longer to bring to fruition.
The Motor Insurers’ Bureau will also compensate cyclists who have been knocked off their bike by a vehicle that cannot be traced.
Boyd Rice Solicitors have significant experience in acting for clients who have been involved in an accident with an insured or untraced motorist.
Please contact one of the injury claims team on 02891 817715, by email firstname.lastname@example.org or complete our Online Enquiry and let us explain how we can help you.