Personal Injury Specialist Solicitors

What should you do if you are involved in a road traffic accident?

Unfortunately, the vast majority of us will be involved in a road traffic accident at some stage in our lives. It is important to know what to do in this situation. Many of the suggested points are obvious and are included only for the sake of completeness!

We would suggest that you follow the guide below;

1. Stop the car and turn your engine off.
2. Do not accept liability.
3. Record the following information-
-Other driver’s name, address and vehicle registration;
– The make and model of the other vehicle;
– A description of the driver;
– Their insurance details (if they have them);
– Location of your accident;
– Time of your accident;
4. Take photographs of your vehicle and the other vehicle;
5. Phone the Police if you are injured and record their reference number.
6. Phone Boyd Rice Solicitors for advice on what to do next.

How we help you.

The reason why we suggest you contact us at the earliest possible opportunity is to enable us to provide you with advice on liability. Liability just means who is at fault for the accident.

Liability can be decided in three ways;
1. 100% the other driver’s fault
In this case, if you are injured, you may be entitled to compensation. If you are not injured then your main concern will be getting your vehicle assessed and securing a replacement vehicle. We can do this for you and in doing so will always strive to ensure that your insurance is not affected, even temporarily, by the accident. One of the biggest issues that people have after an accident is having the hassle of making a number of phone calls to their insurance company. We will take the hassle away from you.

2. Partly your fault (split liability)
This is where it gets tricky and the advice of a Solicitor is imperative. Liability is divided between you and the other driver, usually on a percentage basis. In the absence of any independent witnesses to the accident it is commonplace for your insurance company to try to split liability with the other driver’s insurer. Many of our clients approach us when their insurer has suggested that liability should be split. This is the easy way out for them. A liability split will mean that your premium will go up.

Our previous case studies demonstrate that we can take the decision making away from your insurance company. We will always put you first and seek full liability against the other driver even if that means taking the case to Court.

3. 100% your fault
In this scenario we will give you advice on what to do next. If you have the benefit of fully comprehensive insurance cover this simply means speaking to your insurance company and letting them deal with the accident. Always best to speak to us first in any event.

Consequences of road traffic accidents.

1. A damaged vehicle/ a vehicle that will be “written off”
Almost all accidents will lead to vehicle damage. Your vehicle will be assessed by an engineer to determine whether it can be repaired. If the cost of repairing your vehicle is greater than its pre-accident value then your vehicle will be declared a “total loss” and will be “written off”. Your insurer may make you pay your insurance excess to the repairing garage or the excess could be deducted from the cheque you receive in respect of the pre-accident value of your vehicle.
If the accident was not your fault your insurance should not be affected at all and you should not be out of pocket. Ring us before your insurance company.
If you drive a relatively new car, it may depreciate in value after an accident. We can arrange for an assessment to be carried out by an independent engineer to determine whether depreciation applies. If it does, you are entitled to compensation in that regard.

2. Injuries
Soft tissue injuries often referred to as “whiplash” are commonplace after a road traffic accident. If the accident was the other driver’s fault or even partially the other driver’s fault you may be entitled to compensation. We will arrange for you to be examined by a medical expert in order to support your claim for injuries. The expert will provide us with a report detailing your symptoms and we will send you a copy of the report. If you require physiotherapy we can recover the cost of this on your behalf.

3. Loss of earnings
You may need time off work as a result of the accident. We will liaise with your employer to calculate any loss of earnings and will recover these on your behalf. Even if you receive full pay there may be a clause in your contract entitling your employer to recover the wages advanced to you during your absence from work. Again, we will liaise with your employer to determine whether this applies.

To conclude, being involved in an accident will always cause stress/ inconvenience and unfortunately injuries are commonplace. Boyd Rice Solicitors have an experienced team of Solicitors who will always put you first. Speaking to us at an early stage (even before your insurance company) will take the majority of the stress and inconvenience away from you enabling you to concentrate on getting over the actual shock of being involved in the accident.

For further information or advice please contact us on 02891 817715 or email claims@boydricesolicitors.com

We always answer any queries within 1 hour and can facilitate home meetings or meetings outside of normal working hours.

We are on your side.

Car accident claims solicitor

Road traffic accident Saintfield Road, Belfast

Boyd Rice Solicitors were instructed to act on behalf of Mr C in relation to his personal injury claim. Our client instructed that he was the driver in a vehicle which was travelling along the main road in Belfast when a tractor pulled out in front of him resulting in a head on collision. The impact to our client’s vehicle was so severe that the airbags deployed.

Our client’s left knee struck the console of his car. Upon exiting his vehicle he quickly realised that he was unable to move his knee. He was brought to hospital in an ambulance where an x-ray confirmed that he had sustained a fractured left patella. This would require a lengthy period of rehabilitation to include physiotherapy.

Court proceedings were issued and liability was established against the other driver. Our client attended medical appointments with leading Consultants and an MRI scan was arranged. This would enable the medical expert to get a complete picture of the extent of the damage and provide a long-term prognosis for recovery. Negotiations took place in the High Court by way of a joint consultation and the case settled in the sum of £42,500 plus costs.

Following the successful conclusion of his claim our client commented as follows;
“Boyd Rice solicitors made a long and difficult process as stress-free as possible.”

If you have been involved in a serious accident it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02890387060 or by email claims@boydricesolicitors.com

Vehicle damage claim settles for £2,780

Boyd Rice Solicitors were instructed to act on behalf of Mr B in relation to his claim in respect of damage to his car. Our client instructed that he was dropping his brother off at his apartment in the Titanic Quarter, Belfast when a large piece of decking blew from a 6th floor corner apartment and impacted with the roof of our client’s vehicle causing significant damage.

Our client’s vehicle was assessed and was deemed a total loss leaving our client without a vehicle.

The case resolved in our client’s favour through discussions with the insurance company acting on behalf of the apartment block. Our client received £2,780 which included compensation in respect of the pre-accident value of his vehicle, compensation for loss of use of his vehicle during the case and also reimbursement of the cost of recovering his vehicle following the incident.

Following the successful conclusion of his claim our client commented as follows;
“I was very happy with every aspect of the service provided and the advice given. Will be using Boyd Rice Solicitors again in the future”.

Boyd Rice Solicitors have significant experience in resolving claims to damaged property. If you would like advice, please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Personal Injury Specialist Solicitors

Injury claims arising from road traffic accident in Strabane settle for £4,000

We were instructed to act on behalf of Mr and Mrs Y in relation to their personal injury claims. Initially Mr and Mrs Y were approached by an accident management company, however they were unhappy at using the Solicitor affiliated with the Company and instructed us.

Our clients instructed that the vehicle in which they where travelling in was stationary when it was hit from behind by a van resulting in significant impact from the rear.
The Police and Ambulance Services were not required to attend the scene and details of the subject accident were locally resolved.

Mrs Y was the restrained driver of the vehicle. She was shaking and shocked after the impact. Approximately 2-3 days after the accident our client attended the Minor Injuries Unit at Ards Hospital with neck pain, pain in her right trapezius and upper back discomfort. Our client sought further medical advice from her GP which resulted in medication being prescribed.

Mr Y was the restrained passenger in the vehicle driven by his wife. Within 1-2 days after the subject accident he developed discomfort and also attended Ards Minor Injuries Unit. He subsequently sought further medical advice from his GP. Mr Y sustained a soft tissue injury of his neck and upper back.

Both claims resolved without any need to attend Court in the sum of £4,000 plus costs.

Following receipt of her damages cheque, Mrs Y commented as follows;

“In the days following our car accident, my husband and I made contact with my insurance company. We had never been in an accident of this nature before and truthfully, we weren’t sure what to do. I found conversations with my insurer very stressful and confusing, I was constantly passed over to new people who I had to rehash all the details to again and again and I felt that there was no personal service or reassurance that my claim was being handled very successfully.

After venting to a family member, we were advised to seek the services of Boyd Rice Solicitors which we did the very next day. From then on in I was stress free. Neil McGranaghan and his team had achieved more in 24 hours than I felt my insurance company had in days and I was constantly kept up to date with all conversations that were taking place. All business was handled for us some of which included dealing with the other party’s insurance company, my own insurance and claims management company, ensuring I had a courtesy car, booking of medical consultations, general advice and reassurance and then negotiating us the best possible resolution and damages compensation.

From the day we made contact with Boyd Rice Solicitors, the process was seamless and actually, the most important part for me was that I felt that I was a valued client from day one. I have no doubt that if I am ever in need of future legal advice or services, that I will have the best team on my side.”

If you have been involved in a similar accident please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Accident at work claim solicitor

Accident at Work claim settles for £5,000

Boyd Rice Solicitors were instructed to act on behalf of Mr M in relation to a claim for damage arising out of an accident at his place of work.

Our client at the time of the incident was working in a meat factory. He sustained a laceration to this nostril region with a knife during the process of slicing a section of beef. Immediately after his injury his right eye and the right side of his nose become swollen. He sought medical advice at the A&E Department of the Ulster Hospital, where he was referred for a CT scan. The wound was sutured, and our client has been left with a visible scar on his nose.

The employer’s insurer did not accept liability. As a result, Court proceeding were issued based on the fact that by failing to provide adequate training, our clients employer could not have ensured his safety at work. Our client’s case settled at £5,000 plus costs.

Following the successful conclusion of his claim our client commented as follows;

“Neil handled my case promptly and got me the result that I was due. I would highly recommend Boyd Rice and Neil to anyone having problems with their employer who thinks that they can walk over their workers with no repercussions!”

If you have been injured at work and would like advice, please contact us on 02891 817715, or by email claims@boydricesolicitors.com and let us explain how we can help you.

Personal Injury Specialist Solicitors

Adjustment disorder claim settles for £6,500

Boyd Rice Solicitors were instructed to act on behalf of Mr W in relation to his injury claim. Our client instructed that he was stationary in his vehicle waiting for traffic to pass to enable him to turn safely onto Ridgeway street, Belfast when his vehicle was struck from behind by another vehicle.

The Police attended the scene and our client discussed the incident with them and provided a statement.

Our client developed pain in his left wrist immediately after the incident. The following day he developed pain across his neck, shoulders and upper back. He sought medical advice a few days after the injury and received painkillers from his GP. He arranged private physiotherapy which he paid for himself. The accident had a significant psychological impact on our client and we arranged for an assessment to be carried out by a Consultant Psychiatrist who diagnosed him as suffering from an adjustment disorder with anxiety symptoms.Broadly speaking an adjustment disorder is diagnosed when an individual is unable to cope or adjust following a particularly stressful situation or significant life event.

Our client instructed us to recover the cost of physiotherapy and loss of overtime earnings together with compensation for his physical and psychiatric injuries.

Court proceedings were issued against the at fault driver as the insurance company did not accept our client’s loss of overtime claim. The case was settled out of Court in Mr W’s favour in the sum of £6,500 plus costs.

Following the successful conclusion of his claim our client commented as follows;

“Neil took all the stress out of the claim by taking the time to explain everything at every stage. He was extremely easy to contact and was quick to respond to any queries that I had throughout the duration of my case.”

If you have been involved in a serious accident it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02890 387060 or by email claims@boydricesolicitors.com

Car accident claims solicitor

Pedestrian hit by lorry on Stranmillis Road, Belfast

 

Boyd Rice Solicitors were instructed to act on behalf of Mr K in relation to his injury claim. Our client was walking in Stranmillis Village, South Belfast when he was hit on the back by the wing mirror of a passing lorry. He was knocked to the ground and became aware of pain in the mid back area and in the left hand at the base of his thumb. He attended the Ulster Hospital where he was diagnosed with a fracture at the base of his left thumb.  He was placed in a cast and required subsequent manipulation of the area around the thumb area.

Court proceedings were issued against the lorry driver. Liability was quickly established in our client’s favour. Following protracted negotiations the case resolved in the sum of £13,000 plus legal costs.

Our client was delighted with the outcome and commented as follows;

“Case handled very smoothly, Neil was a pleasure to deal with. “

If you have been involved in a serious accident it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02890 387060 or by email claims@boydricesolicitors.com

Personal Injury Specialist Solicitors

Road traffic accident on East Street, Newtownards

Boyd Rice Solicitors were instructed to act on behalf of Mrs O in relation to her claim for loss and damage arising from a road traffic accident in Newtownards.

Our client instructed that her vehicle was parked on East Street when another vehicle collided with it and drove on. Thankfully our client witnessed the collision and recorded the registration of the other vehicle at the scene. She discussed the accident with an independent witness who was also present at the time and rang us for advice. Our client then reported the accident to PSNI.

Surprisingly liability was denied by the other driver’s insurance company. The other driver alleged that she was not involved in any accident whatsoever! Our client obtained an estimate for repairs to her vehicle and we were instructed to issue Court proceedings on her behalf so that she could arrange for repairs to her vehicle without going through her insurance company. The input of the independent witness proved invaluable. They confirmed that they had witnessed the other vehicle colliding with our client’s vehicle and the case resolved in our client’s favour. Importantly, her insurance was not affected and she was able to get her vehicle repaired at long last!

Following the successful conclusion of her claim our client commented as follows;
“I instructed Boyd Rice Solicitors to act on my behalf in relation to a hit and run accident in which my car was damaged. My case was dealt with quickly and I was kept up to date at every stage. The third party denied liability so unfortunately Court proceedings had to be issued. My Solicitor, Neil McGranaghan, explained what to expect at Court, made me feel at ease and the case was resolved in my favour. Thankfully my own insurance wasn’t affected and I received a cheque to enable repairs to take place. My car has now been repaired and is back on the road. I will definitely use Boyd Rice Solicitors again and would recommend them to anyone in similar situations. ”

If you have been involved in a similar accident please contact us on 02891 817715, or by email claims@boydricesolicitors.com and let us explain how we can help you.

Personal Injury Specialist Solicitors

Road traffic accident in Portaferry

Boyd Rice Solicitors were instructed to act on behalf of Mr A in relation to his personal injury claim arising from a road traffic accident in Portaferry.

Our client instructed that he was driving his car when another vehicle pulled out in front of him and he collided head on with the side of the vehicle. As a result of the impact he sustained injuries to his hips and had headaches. He attended his GP where he was prescribed anti-inflammatory medication and sleeping tablets.

An early admission of liability was obtained from the at fault driver’s insurer and the case resolved in the sum of £4,000 without the need to attend Court.

Following the successful conclusion of his claim our client commented as follows;

“The process was quick and I was kept informed the whole way. Very friendly and supportive too.”

If you have been involved in a similar accident please contact one of the injury claims team on 02891 817715, or by email claims@boydricesolicitors.com and let us explain how we can help you.

Uninsured drivers

Claims involving uninsured or untraced drivers

Being in a road traffic accident causes significant stress and anxiety. This is compounded when you are involved in an accident with another motorist and discover that they do not have insurance or even worse in a situation where the other motorist flees the scene of the accident.

The first step in these situations should be to phone the Police. Provide the PSNI with details of what happened and as much information as possible in relation to the accident circumstances. If you are injured ask the Police to attend the scene and wait for them to arrive. Always request a Police reference number. Take photographs of your vehicle and the other driver’s vehicle.

We would then advise that you call us. We will advise you in respect of what to do with your vehicle and also will take the following information from you;

  1. Date and time that your accident occurred;
  2. Location of your accident;
  3. Weather/ road conditions;
  4. Make and model of your vehicle;
  5. Your vehicle registration;
  6. Details of your insurer;
  7. Details of your passengers;
  8. Make model and vehicle registration of the other vehicle;
  9. Name and address of the other driver;
  10. PSNI reference number;
  11. A detailed account of the accident circumstances.

Thankfully the Motor Insurers’ Bureau (MIB) compensate victims of motor accidents involving uninsured or untraced drivers. The Road Traffic Act 1988 stipulates that all insurance companies must be a member of the MIB and contribute to its funding.

We will complete the MIB Application form on your behalf and will arrange for you to be medically examined by a leading Consultant. Cases involving the MIB are generally more complex and take longer to bring to fruition.

The Motor Insurers’ Bureau will also compensate cyclists who have been knocked off their bike by a vehicle that cannot be traced.

Boyd Rice Solicitors have significant experience in acting for clients who have been involved in an accident with an insured or untraced motorist.

Please contact one of the injury claims team on 02891 817715, by email claims@boydricesolicitors.com or complete our Online Enquiry and let us explain how we can help you.