Cycling Accident claim settles for £15,000

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mr F in relation to his injury claim.

Our client instructs that he was riding his pushbike along the Upper Newtownards Road close to Stormont when a van cut in front of him and he was unable to avoid colliding with it. He could not cycle his bike any further as the front wheel was buckled and the bike was left chained to a fence. Unfortunately, when our client returned to collect the bike a few days later it had been stolen.

Our client developed increasing pain in the lateral aspect of his right shoulder in the hours after the accident. Initially he took pain killers but as the pain did not settle he attended the Emergency department of the Ulster Hospital in Dundonald. X-rays taken of his right shoulder confirmed a fracture of his clavicle (collar bone). He was treated in a collar and cuff and advised to return to the Fracture Clinic.

Shortly after our client instructed Neil McGranaghan to pursue an injury claim against the van driver. A medical appointment was arranged in order to obtain a full understanding of the long term impact that this injury would have on our client. He is an avid cyclist and was keen to ensure that he could get back on his bike.

The insurance company of the van driver were unable to get in contact with driver and delayed in accepting liability. On that basis, Court proceedings were issued to ensure that our client’s claim was brought to conclusion as quickly as possible.

The Solicitor appointed by the van driver’s insurer indicated at an early stage that the insurance company would now deal with the claim and a joint consultation followed quickly thereafter. Thankfully our client’s collarbone was healing well and early discussions proved successful. Settlement was achieved in the sum of £15,000 which included £300 in respect of our client’s stolen push bike.

Following the successful conclusion of his claim our client commented as follows;

“My visit to the Boyd Rice website was the best decision that I have made in a long time. My case was dealt with utmost professionalism and the conclusion was reached very quickly. I can’t thank those involved enough and would (and have) recommended Boyd Rice to anyone in a similar situation. Thank you all so very much.”

If you have been involved in a similar accident on your bike and would like to arrange a free consultation please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com.

Cyclist knocked off his bike awarded £26,261.86

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mr B in relation to his injury claim.

Our client instructs that he was cycling as part of a large group of club cyclists. He was cycling a road bike with cleats and was wearing appropriate cycling gear. Our client had cycled from Newtownards and just as he was entering Donaghadee he was struck by a van from behind. The collision threw him from his bicycle onto the road. Thankfully he was wearing a helmet at the time of the accident, however the force of impact caused serious injuries and damaged his bicycle and cycling clothing.

Our client was taken by ambulance to the Ulster Hospital.  He had a series of examinations including an x-ray to his lumbar spine and a CT scan of his chest, abdomen and pelvis. These examinations identified a compression fracture of the body of his L1 vertebrae with 25-30% loss of vertebral height. Our client was admitted to hospital overnight. He further sustained cuts to his elbow, knee and shin as well as bruising to his hip region.

Clearly our client was seriously injured in the accident and it was important to get a full understanding of his injuries before taking all relevant steps to ensure that he received proper compensation together with recovery of the costs of any additional medical treatment required.

Our client’s bicycle was damaged beyond repair. Early discussions took place with the at fault driver’s insurer and we recovered the value of the bike together with the cost of a replacement helmet and clothing meaning that our client could get back on the road when he was ready to do so.

In addition, our client required 10 weeks off work and we recovered all loss of earnings.

Court proceedings were issued on our client’s behalf and the case resolved without the need to attend Court. Liability was quickly established and therefore our aim was to ensure that our client was fully compensation for the injuries he sustained in the accident. The case resolved constructively following discussions with the Defendant insurer’s legal team in the sum of £23,000 in respect of the injuries sustained together with £3,261.86 in respect of bicycle damage and replacement clothing.

Following the successful conclusion of their claim our client commented as follows;

“From the outset Neil McGranaghan guided and advised me throughout the process. Any concerns or queries I had were dealt with promptly (usually within the hour). Delighted to receive a cheque to cover damage to bike and clothing after only 8 weeks. Now the case has come to an end I must say I’m well satisfied with the damages cheque I’ve received. I honestly would not have any reservations in recommending Boyd Rice Solicitors to any of my friends.”

Neil McGranaghan is a specialist cycling accident Solicitor. It is important to receive expert guidance if you have been seriously injured in a cycling accident. We offer a free initial consultation. Please contact Neil by phone on 02891 817715 or by email neil@boydricesolicitors.com

CLAIM ARISING FROM ROAD TRAFFIC ACCIDENT ON KEMPSTONE ROAD NEWTOWNARDS SETTLES FOR £6,390.36

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Ms C in relation to her injury claim arising from a road traffic accident.

Our client was the driver of a vehicle which was stationary at a road block when her vehicle was hit with considerable force on the rear by another vehicle and was pushed into the vehicle in front.

She attended the Ulster Hospital in Dundonald and also her GP with complaints in relation to pain in her neck, back and wrist. A scaphoid fracture was suspected and she was placed in a futoro splint. She also developed pain in her leg.

Clearly our client was seriously injured in the accident and it was important to get a full understanding of her injuries before taking all relevant steps to ensure that she received proper compensation for the injuries together with recovery of the costs of any additional medical treatment required.

In addition, our client required 3 weeks off work and we were asked by her insurance company to recover all wages advanced to her during that time.

Court proceedings were issued on our client’s behalf and the case resolved without the need to attend Court. Our client received the sum of £6390.36 which included the cost of 7 sessions of acupuncture. We also recovered a sum in respect of our client’s wages for her employer.

Following the successful conclusion of their claim our client commented as follows;

“I contacted my insurer the day after the accident and was told so many conflicting pieces of information  regarding the process to be taken after an accident.  At one point, my insurer even told me I would not receive any monies towards my vehicle due to the nature of my policy. It was extremely overwhelming and difficult to process after the nature of the accident. I decided to call Boyd Rice Solicitors as they had so many positive online reviews. After a 5 minute phone call with Neil, all this stress was lifted of my shoulders and I felt extremely confident I was in the best of hands. Neil kept in regular contact with me and never failed to answer any queries I had. I really cannot begin to thank Boyd Rice Solicitors enough, as they helped take an extremely stressful scenario and turn it in to something that I could genuinely forget about, allowing me to focus on the physical recovery after the accident.   I have since, and will continue to highly recommend Boyd Rice Solicitors and not just for personal injury purposes.”

If you have been involved in a similar accident and would like to arrange a free consultation please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Road Traffic Accident in Lisburn, Northern Ireland settles for £5,800

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Ms J in relation to her personal injury claim. Our client instructed that she was the driver of a moving vehicle which was hit on the passenger side by another car which was performing a U-turn.

The impact pushed our client’s vehicle into a wall. Our client developed pain in her right wrist immediately after the incident. Details of the subject accident were locally resolved before an ambulance arrived. She was initially treated at the scene for chest pains before being transferred to the Royal Victoria Hospital.

She was x-rayed at hospital where a hairline crack in the right distal radius was diagnosed.

We were further instructed by our client’s insurance company to recover the pre-accident value (PAV) of her vehicle and were also instructed by our client to recover her insurance excess which had been deducted by her insurance company from the PAV of the vehicle.

Court proceedings were issued against the at fault driver. Approximately one week before the scheduled Court Hearing date, the case resolved in Ms J favour in the sum of £5,800 plus costs.

Following the successful conclusion of her claim our client commented as follows;

“Boyd Rice Solicitors put me at ease from the very beginning. Everything was explained to me and I fully understood the process. I was kept informed throughout my case and was happy that the case settled outside of Court.”

If you have been involved in a Road Traffic Accident and would like advice, please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

RTA claim in Donaghadee, Northern Ireland settles for £3,000

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mrs O in relation to her personal injury claim. Our client instructed that she was the driver of a vehicle which was hit on the passenger side by a vehicle emerging from a side road on High Street, Donaghadee.

Our client was able to get out of her vehicle, she was in shock and not initially aware of pain. The Police and Ambulance Services were not required to attend the scene and insurance details were exchanged at the scene.

Our client suffered a soft tissue injury to her neck as a result of the road traffic collision. She did not attend hospital or her GP rather choosing to self-medicate with ice packs and anti-inflammatory medication. Thankfully she made a quick recovery.

An early admission of liability was obtained from the other driver’s insurer. Court proceedings were not required in this case and it resolved in our client’s favour in the sum of £3,000 plus costs.

Following the successful conclusion of her claim our client commented as follows;

“Fantastic service, was kept informed all the way. Neil was so helpful.”

Boyd Rice Solicitors have a  road traffic accident claims team who will ensure that you obtain maximum compensation for your injuries. If you have been involved in a road traffic accident and would like advice, please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Dermatitis claim in Northern Ireland settles for £9,000

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mr B in relation to his industrial injury claim. Our client instructed that whilst working for a local industrial engineering and steel production company he was tasked to cleaning metal products using chemicals. He was not offered any personal protective equipment and as a result of his working conditions he developed a skin condition known as Dermatitis. He attended his GP who prescribed steroid cream.

Upon receipt of initial instructions, a letter of claim was sent to our client’s employers alleging that they had failed to provide him with a safe working environment and safety equipment.  An appointment was arranged with a Consultant Dermatologist who confirmed that our client had developed Dermatitis as a result of exposure to chemicals at work. The case eventually resolved without the need for our client to attend Court in the sum of £9,000.00 plus costs.

Following the successful conclusion of his claim our client commented as follows;

 

“Fast and professional service in the most compassionate way. I would highly recommended Boyd Rice Solicitors to all my friends and Family.”

 

If you have developed a skin condition such as dermatitis or eczema as a result of your working conditions, it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

 

Further information on Dermatitis can be found here;

https://www.nhs.uk/conditions/contact-dermatitis/

Road Traffic Accident Q’s and A’s

Neil McGranaghan

Are there any time limits on making a road traffic accident claim? 

 The time limit or limitation period is 3 years from the date of accident but we would advise beginning the claim at the earliest opportunity.

Does it make any difference if you have fully recovered physically? 

You can still make a claim if you are fully recovered but will still need to be examined by an independent medical expert.

It is always best to speak to us at the earliest possible opportunity so that we can gather a comprehensive overview of how your injuries have impacted your day-to-day routine. 

How do you support clients who are making a road traffic accident claim? 

We obtain and collate all the evidence required for the claim and can deal with your insurer so you don’t have to. Bringing a claim can be a complicated and stressful process. We support our clients by dealing with any stress that may arise during the claim either from gathering evidence, fighting a liability dispute and recovering any out of pocket expenses. This means our clients can focus on their recovery.

Can you arrange for repairs to be carried out to my vehicle?

Yes, we can arrange for the accident to be kept away from your insurance thus ensuring that your premium is unaffected by the accident.

How long will it take to resolve my claim? 

In a straightforward case, where liability is accepted by the Defendant and you recover from your injuries quickly, resolving your claim may only take a matter of months. In other cases, delays are caused by the need to fully explore a client’s injuries, evidence not being available immediately, witness availability or Court availability. Boyd Rice Solicitors have a long-standing reputation for progressing cases quickly and our average case takes 6-9 months to bring to conclusion.

Do you have to be the driver of a car to make a road traffic accident claim? 

No, any person in the vehicle at the time can make a claim for any injuries they may have sustained. You do not have to be a driver of a car to make a road traffic accident claim. It can also be made by other road users such as pedestrians, passengers, cyclists and bikers as they are all owed a duty of care by other road users.

A claim can also be made on behalf of a Claimant under the age of 18 by their litigation friend. This is normally their parent who takes over conduct of the claim on the minor’s behalf.

Are there different processes for different types of road traffic accident claims? 

The claim process depends on whether the Defendant is insured. In the vast majority of cases the third party is insured. A claim is progressed through their insurance company. If Court proceedings are issued the Insurance Company nominates a Solicitor to defend the claim on their behalf.

If the claim is pursued against an uninsured Defendant, it is usually dealt with by a Motor Insurers’ Bureau (MIB), which settles the matter in absence of an insurance company.

A similar scenario applies when the Defendant who caused the accident cannot be traced. The MIB would deal with such claim under an Untraced Drivers’ Agreement. It is important to note that such accident must always be reported to the police within 14 days.

There are also different processes for accidents abroad.

Can you act on my behalf if I have been involved in a road traffic accident abroad? 

Yes, as long as you reside in Northern Ireland we can progress the claim on your behalf under the provisions of Rome 2. These are complicated claims and we recommend that advice is sought at the earliest possible opportunity. If you have a road traffic accident abroad the limitation period is subject to the Law in that Country and on that basis you should speak to us right away. For further information please consult the accident abroad section of our website;

https://www.boydricesolicitors.com/personal-injury/accidents-abroad/

Explain the standard process of making a road traffic accident claim. 

We will take details in relation to the accident, your injuries and any ongoing symptoms

The first thing we will do after gathering the relevant information is notify the insurers of the claim and wait to see if they admit fault.

The next step is to arrange a medical examination with a medical expert (who specialises in the types of injuries that you are suffering from) in order to confirm injuries resulting from the accident. We will then consider your out of pocket expenses such as lost earnings and vehicle repairs. Once this has been done we will attempt to settle matters.

If liability is disputed by the third party insurer it may be necessary to issue Court proceedings to further your claim. In those circumstances the Court would timetable your matter culminating in a Hearing where you would be required to give evidence.

The other driver’s insurance company has contacted me following my accident and offered me money should I take it?

Without representation you would be up against an insurer who has a wealth of experience in defending claims and may offer you a sum which under compensates you. In our experience, you will receive a greater level of compensation by progressing your claim through us. 

How much is my case worth? 

The amount that you are awarded in respect of your injuries is based on a medical report outlining the extent of the injury caused. Compensation or “damages” will be paid for both physical and mental injury (both must be backed up by medical evidence). Damages are assessed on a case by case basis although with reference to previous awards in similar cases. Time off work, medical treatment and the impact of the injury on work, sport and hobbies will also be considered.

Out of pocket expenses that are reasonably incurred eg. The cost of private physiotherapy, your insurance excess or loss of earnings can all be recovered on your behalf.

Will I have to go to Court?

We will instigate Court proceedings on your behalf if the other driver disputes liability or if negotiations with the other driver’s insurer prove unsuccessful. If there are no liability issues your case is likely to resolve before the Court Hearing date meaning that you will not have to attend Court.

 

Road traffic accident at Six Road Ends roundabout, Bangor, Northern Ireland

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mrs G in respect in relation to recovery of her insurance excess which she incurred following a road traffic accident at the above location in Bangor. Our client instructed that she was proceeding through the roundabout in the correct lane when another vehicle infringed on her lane and collided with her.

Our client had the benefit of fully comprehensive cover and her own insurance company arranged for repairs to be carried out to her vehicle. Unfortunately our client had to pay her insurance excess on the basis that the other driver disputed liability.

Court proceedings were issued against the at fault driver. The Solicitor appointed by the Defendant’s insurance company suggested that the case could be resolved on a split liability basis given the lack of independent evidence ie. The case was essentially “one driver’s word against the other”. Our client was adamant that the accident was the other driver’s fault and that offer was rejected. The case resolved at the door of the Court with the other driver changing their stance on liability by accepting that the accident was indeed their own fault. Our client, despite being frustrated that it took until the door of the Court for the other driver to see sense, was happy that justice had eventually been served and sent us a lovely email as follows;

Hi Neil,

Just want to say a huge thank you for taking my case and for the outcome. Finally feels great knowing it’s now over and done with and someone actually listened to me when I tried proving a point. You were amazing and your services were fantastic. Thank you so so much!

Best wishes

Our client will recover her insurance excess and also her legal costs will be paid by the Defendant’s insurance company.

If you have been involved in an accident on a roundabout and would like advice please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Car accident claims solicitor

Pedestrian accident in Donaghadee claim settles for £60,000

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Mr K in relation to his injury claim arising from a road traffic accident on Northfield Road, Donaghadee. Our client instructed that on the date of the incident he was struck by a moving car whilst crossing the road. The car hit his left foot, causing him to fall and land on his left elbow and chest.

Our client was initially treated at the scene before being transferred to the Emergency Department of the Ulster Hospital. He suffered a fracture of the ankle and metatarsal (foot) and had a short leg plaster cast applied. Our client was admitted into hospital and some two weeks later underwent surgery of his ankle before being discharged from hospital to a care home.

Our client suffered very serious injuries as a result of the incident and it was therefore important that a clear understanding of the extent of the injury was obtained via various examinations with medical experts. The medical experts reviewed all medical notes records commented upon his long term prognosis. In addition, the surgery had left a considerable scar and a Consultant Plastic Surgeon was instructed to comment on the scarring.

Upon receipt of the medical reports outlining the extent of the ankle injuries and High Court proceedings were issued on behalf of Mr K. Before we could request a date for Hearing the Solicitor acting on behalf of the Defendant’s insurance company invited us to a joint consultation as a result of which the case settled in the sum of £60,000.00 plus costs.

Following the successful conclusion of his claim our client commented as follows;

 

“My case ran very smoothly and my Solicitor, Neil McGranaghan was very helpful. He kept me informed throughout the process. I have used Boyd Rice Solicitors in the past and would have no hesitation in recommending their services to others.”

 

If you have been involved in a serious accident as a pedestrian it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com

Passenger in vehicle involved in a RTC in Holywood, Co Down settles claim for £12,890

Neil McGranaghan

Boyd Rice Solicitors were instructed to act on behalf of Ms H in relation to her injury claim arising from a road traffic accident. Our client instructed that on the date of the incident she was the front seat passenger in a car which was moving at a traffic light-controlled junction when it was struck with considerable force on the front driver’s side by a minibus. Airbags where activated.

Our client was extremely shaken and aware initially of chest and abdominal pain. She was treated at the scene by paramedics before being transferred to the Emergency Department of the Ulster Hospital. She suffered injuries to her chest, abdominal wall and her back. Our client was detained in hospital for several days. Following the accident our client developed psychiatric injuries and was very nervous when travelling in the car.

Court proceedings were issued and liability was established against the driver of the minibus. The case settled without the need to go to Court in Ms H’s favour in the sum of £12,890.00 plus costs.

Following the successful conclusion of her claim our client commented as follows;

“Very happy with the settlement which was achieved much quicker than I expected. I am happy that I did not have to go to Court. My Solicitor Neil McGranaghan was great at answering any questions that I had during the case.”

 If you have been involved in a serious accident it is crucial that you obtain legal advice at the earliest possible opportunity. Please contact us by phone on 02891 817715 or by email claims@boydricesolicitors.com